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NEWS FLASH !!!
THE STATE WILL FUND YOUR HOME PURCHASE CLOSING COSTS!!
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Home Purchase Price |
$450,000 |
$400,000 |
$350,000 |
$300,000 |
$250,000 |
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Conventional Bank Financing:
100% adjustable rate mortgage* at 7% (APR). The mortgage payment for the first two years would be:
*An adjustable rate mortgages usually has a life cap increase of 6% from the start rate. In this example the future rate could go up to 7% + 6% or a total potential mortgage interest rate of 11%. |
$2,994 |
$2,661 |
$2,329 |
$1,996 |
$1,663 |
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CalHFA Financing:
100% fixed rate mortgage** at 4.68% (APR) for 30 years. The mortgage payment for the life of the loan would be:
**With a fixed rate mortgage the interest rate does not go up for the life of the loan. As interest rates rise you mortgage interest rate will not increase. |
$2,194 |
$1,894 |
$1,641 |
$1,388 |
$1,135 |
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Monthly Savings Using CalHFA Financing |
$847 |
$768 |
$688 |
$608 |
$529 |
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Yearly Savings Using CalHFA Financing |
$10,164 |
$9,216 |
$8,016 |
$7,296 |
$6,348 | Preliminary requirements to qualify for the CalHFA programs are:
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Combined gross monthly income of at least $5,000.
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No Bankruptcy in the last two years
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Applicants plan on living in the property
If you can say yes to the above preliminary requirements, you have a very good chance to qualify for the CalHFA programs. Fill out and submit the application below and we will contact with you within 48 hours to inform
you what price home you could qualify for and verify your email address so we can start sending you listings of properties for sale in your price range and the areas you want to live. Department of Real Estate Bulletin Announcing CalHFA: click here In 2004 the CalHFA program was used by 6,576 Californian families to buy homes: click here. ** There are minimum/maximum income, credit and property location requirements for the
CalHFA programs. If you would like more information about CalHFA, click here. In 2004 the CalHFA program was used by 6,576 Californian families to open
the door to first-time homeownership. Click her to read the report.
TEACHERS!!!
Get $94,000* TOWARDS YOUR CLOSING COSTS or YOUR DOWN PAYMENT!!
Based on a home price of $550,000 in Santa Clara County. Home buyer must fall under CalHFA Guidelines.
Call or Email me for more information.
TWO New Tools to Help you sell or buy your home!!
NEW TOOL FOR BUYERS AND SELLERS!!
NO SPAM, NO EMAILS..just search, save,
print-directions, neighborhood info, and get alerts to price reductions,sales, and new listings!!!
Try it, I am sure you'll like it, otherwise I would't offer it to you. I don't like to waste your time.
SOLD IN 90 DAYS OR LESS!!!
No this is not a scam..but simply a very serious program for serious sellers only.
1. A 100 point MARKETING PLAN!!
2. An EASY EXIT GUARANTEE!!
3. NO SALE, NO COMMISION FEES!!
Restrictions apply, call or email for more information.
..and now back to our regularly scheduled program..
Are you feeling overwhelmed? Buying or selling a home is one of the biggest decisions you'll ever make. You need a professional who won’t short change you. As a full-time agent, I’m committed to “work the market”, helping you through the entire process.
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Your best interests are my top priority.
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My focus is on giving you personal attention and the best service.
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I know the local neighborhoods, schools, market conditions and more.
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I'll make your deal as seamless as possible.
Make an appointment today
I'd be honored for the chance to help you. Please call at 1.888.8HSE411, or e-mail me for an appointment that's easy and convenient for you.
Thanks for stopping by my website. I'm looking forward to hearing from you.
P.S. If you're not ready to meet in person, please tour through my website. I'm sure you'll find the resources here useful and helpful. Enjoy!
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